Median owner-occupied home value
$226,500
A broad benchmark for homes people own here—not a live asking price.
Data: 2024-12-31View source
All communities
Complete relocation guide
Moving to Troy
Fast-growing outer-metro city · housing, schools, commute, costs and everyday life
About this CityHub guideA fast-growing Lincoln County center where small-city services meet an expanding outer-metro housing market.
The short version
Troy provides a courthouse-town core, regional retail and newer subdivisions serving a rapidly growing part of the metro’s northern edge. It offers more local services than many outer communities, but regional commutes are long and car dependent.
What stands out
Troy’s 2025 population estimate was 15,201, up 19.7% from the 2020 estimate base, across 7.75 square miles. The city serves as Lincoln County’s principal civic and commercial center while absorbing substantial residential growth.
What to understand
The core decision is distance. Local needs can often be handled in Troy, but households commuting regularly toward St. Charles County or central St. Louis should test peak travel and budget for transportation.
The essentials
At a glance
The local picture
A feel for Troy
These local estimates and CityHub editorial ratings are for comparison and orientation. They are not verified statistics or current prices.
Local snapshot
Best for & local character
People whose work and routines center on Lincoln CountyHouseholds comparing newer outer-metro housingResidents who want small-city services and can accept longer regional drivesCounty seatFast growthRegional servicesCar-oriented
Highlights
- 15,201 residents in the 2025 Census estimate
- 19.7% growth from the 2020 estimate base
- 69.9% owner-occupied housing, 2020–2024
- 29.0-minute mean travel time to work, 2020–2024
How it scores
CityHub estimates, not official scores. Some ratings are generated from community characteristics.
Walkability · modeled30
Transit · modeled23
School context · modeled58
Nightlife & dining · modeled48
Parks & outdoors · modeled58
Arts & culture · modeled46
Quiet & peaceful · modeled66
The decision brief
Is Troy a good fit?
What stands out
Troy makes the most sense for households whose work, family and routine are centered in Lincoln County. Compare actual housing and local services within the city before using an outer-metro price or space advantage to choose it.
Things to check
Regional distance
Trips toward St. Charles County or central St. Louis are road dependent and can dominate a weekly schedule. Drive the exact route at your usual work hour, including the time to reach the main corridor from a candidate home.
Does this fit your actual move?
Compare Troy against your budget, commute, and priorities—or ask about a specific address.
Homes & housing
What does housing cost here?
Published Census estimates provide broad context where a reliable community-level figure is available. Check current homes or rentals for actual prices.
Owner-occupied homes
69.9%
The share of occupied homes lived in by their owners.
Data: 2024-12-31View source
Median gross rent
$1,033/mo
Useful renter context—not a substitute for current available rentals.
Data: 2024-12-31View source
Price is only part of the monthly payment
For a specific home, also account for the interest rate, property taxes, homeowners insurance, HOA fees, utilities, and condition. That’s why two homes with the same price tag can still cost very different amounts every month.
Plan the daily trip
Commute & getting around
The Census mean commute was 29.0 minutes. Test US 61 and downstream connections during the exact weekday period you would travel.
Schools
Which schools serve this address?
The address—not the city name—determines the schools
Troy is served by Lincoln County R-III, a regional district extending beyond the city. Its secondary structure includes Troy Middle School and Troy South Middle School, a dedicated Troy Ninth Grade Center, and Troy Buchanan High School for the upper grades. Elementary campuses include Boone, Claude Brown, Cuivre Park, Hawk Point, Lincoln, Main Street and William Cappel. The address determines the elementary and middle path; the district’s grade configuration explains where students converge later.
1
Identify the district
Start with the property’s complete street address.
2
Check the boundary tool
Use the district’s official address or attendance lookup.
3
Confirm before deciding
Ask the district to verify the current assignment and enrollment details.
Missouri DESE school directory and map
DESE says its maps are for reference; confirm official boundaries with county authorities and the district.
Official school and district resources
How people spend free time
Parks & recreation
Fairgrounds Park and city neighborhood parks provide municipal fields and recreation.
Errands, routines & convenience
Everyday life
The civic core and US 61 corridor divide downtown errands from regional shopping and services.
Direct answers for movers
Questions about moving to Troy
What is it like to live in Troy?+
Troy’s 2025 population estimate was 15,201, up 19.7% from the 2020 estimate base, across 7.75 square miles. The city serves as Lincoln County’s principal civic and commercial center while absorbing substantial residential growth. The core decision is distance. Local needs can often be handled in Troy, but households commuting regularly toward St. Charles County or central St. Louis should test peak travel and budget for transportation. Troy makes the most sense for households whose work, family and routine are centered in Lincoln County. Compare actual housing and local services within the city before using an outer-metro price or space advantage to choose it.
What should I know about housing costs in Troy?+
The published median value of owner-occupied homes (data as of 2024-12-31) is $226,500 in Troy. That describes existing homes in a survey period, not current listings or the homes available within your budget. Compare actual properties and their condition.
SourceWhat should movers know about schools in Troy?+
Troy is served by Lincoln County R-III, a regional district extending beyond the city. Its secondary structure includes Troy Middle School and Troy South Middle School, a dedicated Troy Ninth Grade Center, and Troy Buchanan High School for the upper grades. Elementary campuses include Boone, Claude Brown, Cuivre Park, Hawk Point, Lincoln, Main Street and William Cappel. The address determines the elementary and middle path; the district’s grade configuration explains where students converge later. Confirm the current school assignment and enrollment rules directly with the district for the specific address.
Use the Missouri DESE school directoryWhat is commuting from Troy like?+
The Census mean commute was 29.0 minutes. Test US 61 and downstream connections during the exact weekday period you would travel.
What costs should I consider before moving to Troy?+
The published median gross rent (data as of 2024-12-31) is $1,033/month in Troy. This is a survey measure, not a current rental quote. Check current offers, utilities, insurance and travel costs for the exact home.
SourceWhat should I verify before choosing a home in Troy?+
Trips toward St. Charles County or central St. Louis are road dependent and can dominate a weekly schedule. Drive the exact route at your usual work hour, including the time to reach the main corridor from a candidate home. Weinand Park is one documented local destination; check the route and current access from the home you are considering. Confirm school assignment, property condition and recurring costs for the exact address.
Keep narrowing the decision
Put Troy in context.
The community guide tells you about this place. These guides help answer whether this is the right kind of place for your move.
St. Louis County or St. Charles County?
Compare the river crossing, housing choices and weekly geography before choosing a county label.
Read guideLooking for newer homes or more space?
See where newer housing appears around the region and what changes when you move farther west.
Read guideWhere should you live in St. Louis?
Start with the life you want and use that to narrow the region.
Read guideUnderstand the geography
Map of Troy
See where Troy sits in the St. Louis region, then open named local places for directions and surrounding context.
Mapped places in this guide
6 verified locationsThis map is for orientation. Confirm municipal, school, floodplain, and parcel boundaries with the appropriate official source.
Around town
Places to know
Parks, civic resources, recreation, and recognizable destinations that help explain everyday life in Troy.
Parks & outdoors
2 placesparks
Fairgrounds Park
Municipal park and sports complex.
971 Monroe St, Troy, MO 63379
Official details Things to do
1 placethings_to_do
Troy Aquatic Center
Municipal seasonal aquatic facility.
401 Fairgrounds Rd, Troy, MO 63379
Official details Civic & everyday
3 placesservices
Troy Branch Library
Public library branch serving Troy and Lincoln County.
515 E Main St, Troy, MO 63379
Official details services
Lincoln County Courthouse
County courthouse in central Troy.
201 Main St, Troy, MO 63379
Official details services
Troy City Hall
Municipal government center for Troy.
800 Cap Au Gris St, Troy, MO 63379
Official details Don’t choose in a vacuum
Compare nearby alternatives
Compare Washington
Washington offers a historic riverfront and more self-contained small-city identity southwest of the metro.
Compare Dardenne Prairie
Dardenne Prairie offers newer planned subdivisions closer to Route 364 and I‑64 at higher citywide values.
Compare Wentzville
Wentzville is larger and closer to major St. Charles County employment, with more extensive commercial growth.
Sources, dates & how we got here3 sources · expand
CityHub separates sourced facts from editorial guidance. Official data may describe different time periods; each fact shows its represented date when available.